Free GiroCode / EPC QR Code Generator

What is an EPC QR Code / GiroCode?

An EPC QR Code, also known as a GiroCode, is a standardized payment QR code for SEPA bank transfers within the EU.
When scanned by most European banking apps, it automatically fills in the payment form with the recipient name, IBAN, amount, and payment reference - saving you from manual typing and reducing errors.

The format is defined by the European Payments Council (EPC) under the EPC069-12 standard, and is officially recognized by banks across the Single Euro Payments Area.
In short, it’s a QR for your bank account - simple, fast, and reliable.

How to Generate an EPC QR Code / GiroCode Using Yohn.io

Yohn.io makes it effortless to create your own EPC QR Code or GiroCode for free:

1. Enter the recipient’s name and IBAN - these are required fields.
2. Optionally, add the amount and a payment reference.
3. Enter your email address to receive the ready-to-use QR code.
4. Click “Send me the QR” - your payment QR code will arrive instantly.

If you need more control, open “More options” to include details like BIC, structured reference (RF...), or a message to your bank.
Your code will be fully compliant with the EPC QR / GiroCode format, so it works across most EU banking apps.

Use Cases for EPC QR Codes / GiroCodes

EPC QR Codes simplify payments for many everyday and business needs:

• Invoices and billing - add a QR to your invoice PDF or printout so clients can pay instantly.
• Online shops and donations - display a payment QR for quick SEPA transfers.
• Rental or subscription payments - make recurring payments easier to complete.
• Personal transfers - share your IBAN as a scannable QR code instead of typing it.

Wherever a SEPA bank transfer is accepted, a GiroCode can speed up the process.

The Advantages of Yohn.io’s QR Code Generator

1. Free Service
   Generate as many EPC QR Codes as you want - completely free.
2. Ad-Free Experience
   Yohn.io is clean and distraction-free. No banners, popups, or tracking cookies.
3. Simplicity and User-Friendliness
   Our form focuses on what matters - fast, accurate QR code generation with built-in validation for IBANs and character limits.
4. Email Storage Convenience
   Receive your QR code by email for easy download or future reuse.

We don’t store your payment data - only the email address needed to deliver your QR securely.

Tips and Tricks for Payment QR Codes

• Double-check your IBAN and name - small typos can prevent payments.
• Include a payment reference - this helps identify incoming transfers automatically.
• Print QR codes in high contrast (black on white) for best scanning results.
• Add QR codes to invoices or receipts using PDF editors or your accounting software.
• Test your QR by scanning it with your banking app before sharing it widely.

Yohn.io helps you turn your bank details into a ready-to-scan EPC QR Code (GiroCode) - the easiest way to share payment info securely across the EU.